Terms of Use

Last Updated: June 21, 2026

Welcome to henrymoton.com. These Terms of Use explain the rules and conditions that apply when you visit, access, submit information through, or otherwise use this website, quiz, forms, booking pages, landing pages, advertisements, scheduling tools, calculators, or related communications connected to Henry Moton’s mortgage-related services.

This website is operated and maintained by Cydeavor LLC as a website, marketing, and lead-generation service provider on behalf of Henry Moton, Loan Consultant, NMLS #179239.

By using this website or submitting information through this website, you agree to these Terms of Use. If you do not agree, please do not use this website or submit information through it.

These Terms of Use apply only to this website and related website communications. They do not replace the terms, disclosures, privacy notices, application agreements, electronic consent agreements, loan documents, or other legal agreements of New American Funding, LLC, any mortgage lender, financial institution, third-party platform, or service provider.

If you submit information to New American Funding, begin a mortgage application, access a secure application portal, request a quote, or proceed with mortgage-related services, additional terms, disclosures, privacy notices, financial privacy notices, electronic consent agreements, and lender-specific requirements may apply.

1. Purpose of This Website

This website is designed to provide general mortgage-related information, help visitors understand possible homebuying or refinancing next steps, collect quiz or form responses, allow visitors to request follow-up, and connect interested users with Henry Moton or the appropriate mortgage-related service provider.

This website, quiz, forms, calculators, estimates, and content are for general informational, educational, marketing, and lead-generation purposes only.

They are not a mortgage application, loan approval, pre-approval, underwriting decision, credit decision, financial commitment, rate lock, offer of credit, or commitment to lend.

Any mortgage option, loan program, pre-approval, approval, interest rate, payment estimate, closing cost estimate, cash-to-close estimate, monthly payment estimate, or other loan-related decision is subject to a complete application, credit approval, income and asset verification, property approval, program guidelines, underwriting review, and all applicable lender requirements.

2. Role of Cydeavor LLC

Cydeavor LLC provides website, design, marketing, advertising, lead-generation, automation, technical, and related support services for this website.

Cydeavor LLC is an independent third-party website, marketing, and lead-generation service provider. Cydeavor LLC is not owned by, controlled by, employed by, or formally affiliated with New American Funding, LLC. Cydeavor LLC is not a mortgage lender, mortgage broker, loan originator, financial advisor, financial institution, credit repair company, real estate broker, tax advisor, or legal advisor.

Cydeavor LLC does not make loan decisions, evaluate loan eligibility, provide mortgage advice, quote loan terms, issue disclosures, approve applications, process mortgage applications, underwrite loans, or issue commitments to lend.

Any mortgage-related questions, loan discussions, applications, approvals, disclosures, loan terms, rates, payment estimates, program eligibility, or financial decisions must be handled directly by Henry Moton, New American Funding, LLC, or another properly licensed mortgage professional or financial institution.

3. Role of Henry Moton and New American Funding

Henry Moton is a Loan Consultant, NMLS #179239.

Mortgage-related services may be provided through New American Funding, LLC, Equal Housing Lender, NMLS #6606, where applicable.

This website may help connect visitors with Henry Moton or New American Funding, but this website itself does not originate, process, approve, underwrite, or fund mortgage loans.

If you choose to continue with a mortgage inquiry, quote, pre-approval request, application, or loan-related service, you may be redirected to or contacted through New American Funding, LLC or another authorized mortgage-related platform. Those services may be governed by separate terms, disclosures, privacy policies, financial privacy notices, electronic consent agreements, and legal requirements.

4. No Guarantee of Results

Use of this website, quiz, forms, calculators, content, or scheduling tools does not guarantee that you will qualify for a mortgage, receive a loan, obtain a particular interest rate, receive a particular payment amount, receive down payment assistance, be approved for a home purchase, refinance successfully, save money, or achieve any specific financial result.

Any examples, testimonials, reviews, quiz outcomes, educational statements, calculator outputs, suggested next steps, estimated scores, or estimated figures are general in nature and should not be relied upon as a promise, guarantee, approval, pre-approval, or commitment.

Your actual loan options, eligibility, payments, interest rate, fees, closing costs, and approval status may vary based on your credit profile, income, assets, debts, property, location, loan program, market conditions, lender guidelines, underwriting review, and other applicable factors.

5. User Responsibilities

By using this website, you agree that:

• You are at least 18 years old.
• You will provide accurate, current, and truthful information.
• You will not submit information on behalf of another person without permission.
• You will not submit false, misleading, fraudulent, or unauthorized information.
• You will not use this website for fraudulent, unlawful, abusive, harmful, or misleading purposes.
• You will not attempt to interfere with, damage, reverse engineer, hack, overload, scrape, copy, or disrupt this website or any connected system.
• You will not upload, submit, or transmit malicious code, spam, bots, or harmful content.
• You will not copy, reproduce, imitate, misuse, or exploit the website, branding, layout, copy, quiz, design, graphics, code, or content without permission.
• You will review your own financial situation before making mortgage, credit, legal, tax, real estate, or financial decisions.
• You will consult appropriate licensed professionals before relying on information related to mortgages, credit, taxes, legal matters, real estate, or personal finances.

6. Quiz, Calculator, and Form Submissions

When you submit information through this website, quiz, form, calculator, booking page, or related tool, the information may be shared with Henry Moton, New American Funding, LLC where applicable, Cydeavor LLC, and service providers used to operate the website, CRM, communications, scheduling, analytics, advertising, automation, or follow-up systems.

Submitting a quiz, calculator, form, or appointment request does not create a lender-borrower relationship, client relationship, fiduciary relationship, advisory relationship, or formal mortgage relationship with Cydeavor LLC.

A mortgage-related relationship may only be created through the proper application, disclosure, consent, and review process with the appropriate licensed mortgage company or loan professional.

Please do not submit Social Security numbers, bank account numbers, tax documents, pay stubs, credit reports, government identification documents, or other sensitive financial documents through this website unless you are redirected to a secure application portal provided by New American Funding, a licensed mortgage company, or another authorized financial institution.

7. Communications Consent

If you provide your phone number, email address, or other contact information through this website, you may be contacted about your quiz submission, form submission, consultation request, mortgage inquiry, homebuying questions, refinancing questions, appointment, or related services.

To the extent permitted by law and based on the consent language shown at the time you submit your information, Henry Moton, New American Funding, LLC where applicable, Cydeavor LLC, and/or their service providers may contact you by phone, text message, email, voicemail, prerecorded message, artificial voice, automated technology, or similar communication methods.

Consent is not required as a condition of obtaining a loan, purchasing services, or submitting a request.

Message and data rates may apply. Message frequency may vary.

You may opt out of text messages by replying STOP, CANCEL, END, or UNSUBSCRIBE, or by contacting us using the contact information below.

You may opt out of emails by using the unsubscribe link, if available, or by contacting us.

Opt-out requests will be honored as required by applicable law.

Mobile phone numbers and text messaging consent information will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

8. No Legal, Financial, Tax, Credit, or Real Estate Advice

The content on this website is provided for general informational and educational purposes only.

Nothing on this website should be interpreted as legal advice, financial advice, tax advice, credit repair advice, real estate advice, mortgage advice, or a recommendation to choose any specific loan product, property, lender, rate, program, financial strategy, or course of action.

You should consult appropriate licensed professionals before making decisions related to mortgages, credit, taxes, legal matters, real estate, insurance, or personal finances.

9. Mortgage and Housing Disclosures

Mortgage-related services are subject to applicable federal, state, and local laws, including fair lending and equal housing requirements.

This website and its related services are intended to comply with applicable equal housing and fair lending laws.

This website does not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, receipt of public assistance, or any other protected status under applicable law.

This website is not a government website and is not affiliated with, endorsed by, sponsored by, or operated by any government agency.

Equal Housing Lender | NMLS #6606

Henry Moton, Loan Consultant NMLS #179239

10. Third-Party Tools, Links, and Services

This website may include links to or integrations with third-party websites, platforms, tools, forms, booking systems, mortgage application portals, analytics providers, advertising platforms, CRM systems, email providers, SMS providers, social media platforms, calendar tools, automation platforms, or other services.

Third-party websites and services are governed by their own terms, privacy policies, security practices, disclosures, and compliance obligations.

We are not responsible for the content, policies, availability, accuracy, security, performance, or practices of third-party websites or services.

You should review the terms, disclosures, and privacy policies of any third-party website or platform before submitting information or using that service.

11. Privacy

Your use of this website is also governed by the Privacy Policy for this website.

Please review the Privacy Policy to understand how information may be collected, used, shared, stored, protected, and retained.

The Privacy Policy is incorporated into these Terms of Use by reference.

If your information is submitted to, received by, or processed by New American Funding, LLC in connection with a mortgage inquiry, quote, consultation, application, or loan-related service, New American Funding’s privacy policy, U.S. Financial Privacy Notice, cookie policy, state privacy notices, and other applicable legal disclosures may also apply.

12. Intellectual Property

Unless otherwise stated or agreed in writing, the website design, layout, graphics, text, copy, quiz structure, branding elements, logos, images, icons, code, videos, forms, calculators, and other content on this website are owned by or licensed to the appropriate rights holder, which may include Cydeavor LLC, Henry Moton, New American Funding, LLC, or other third-party providers.

You may view and use this website for personal, non-commercial purposes related to your own homebuying, refinancing, or mortgage-related inquiry.

You may not copy, reproduce, distribute, modify, sell, scrape, republish, display, create derivative works from, imitate, reverse engineer, or otherwise exploit any part of this website without prior written permission from the appropriate rights holder.

13. Website Availability and Accuracy

We try to keep this website available, accurate, secure, and up to date, but we do not guarantee that the website will always be available, error-free, secure, uninterrupted, complete, or free from outdated information.

Information on this website may be changed, corrected, updated, removed, suspended, or discontinued at any time without notice.

We do not guarantee that quiz results, calculator outputs, website content, automated responses, form responses, emails, text messages, or suggested next steps will be complete, accurate, current, or appropriate for your specific circumstances.

You should not rely on this website as your only source of information when making mortgage, credit, legal, tax, real estate, or financial decisions.

14. Prohibited Uses

You may not use this website to:

• Violate any law, regulation, or third-party right.
• Submit false, misleading, fraudulent, unauthorized, or unlawful information.
• Attempt to gain unauthorized access to systems, data, accounts, platforms, or networks.
• Interfere with the website’s operation, performance, availability, or security.
• Use automated scraping, bots, crawlers, harvesting tools, or data extraction tools without permission.
• Send spam, malicious code, viruses, harmful content, or unauthorized communications.
• Copy, imitate, reproduce, misuse, or exploit the website, funnel, quiz, forms, design, branding, copy, code, images, or content without permission.
• Use the website in a way that could harm Cydeavor LLC, Henry Moton, New American Funding, LLC, users, service providers, or third parties.
• Misrepresent your identity, authority, eligibility, or relationship to any person or entity.
• Use this website for any unlawful, abusive, deceptive, or harmful purpose.

15. Disclaimer of Warranties

This website is provided on an “as is” and “as available” basis.

To the fullest extent permitted by law, Cydeavor LLC, Henry Moton, New American Funding, LLC where applicable, service providers, affiliates, employees, contractors, agents, and representatives disclaim all warranties, express or implied, including warranties of accuracy, completeness, availability, reliability, merchantability, fitness for a particular purpose, non-infringement, security, and uninterrupted operation.

We do not warrant that this website, forms, quiz, calculators, communications, content, or third-party integrations will be error-free, secure, uninterrupted, current, complete, accurate, or free from harmful components.

16. Limitation of Liability

To the fullest extent permitted by law, Cydeavor LLC, Henry Moton, New American Funding, LLC where applicable, service providers, affiliates, employees, contractors, agents, and representatives will not be liable for any indirect, incidental, consequential, special, punitive, exemplary, or similar damages arising out of or related to your use of, or inability to use, this website.

This includes, but is not limited to, damages related to loss of data, lost opportunities, lost profits, communication delays, website errors, inaccurate information, outdated information, third-party tools, third-party platforms, unsuccessful loan outcomes, inaccurate submissions, reliance on website content, or inability to access the website.

Nothing in these Terms of Use limits liability where such limitation is prohibited by law.

17. Indemnification

You agree to defend, indemnify, and hold harmless Cydeavor LLC, Henry Moton, New American Funding, LLC where applicable, service providers, affiliates, employees, contractors, agents, and representatives from and against any claims, damages, losses, liabilities, costs, and expenses arising from:

• Your use or misuse of this website.
• Your violation of these Terms of Use.
• Your submission of false, misleading, unauthorized, or unlawful information.
• Your violation of any law, regulation, or third-party right.
• Your misuse of website content, branding, forms, systems, communications, or third-party tools.
• Your unauthorized submission of another person’s information.

18. Changes to These Terms

We may update these Terms of Use at any time. The updated version will be posted on this page with a revised “Last Updated” date.

Your continued use of this website after changes are posted means you accept the updated Terms of Use.

19. Governing Law and Venue

These Terms of Use will be governed by the laws of the State of South Carolina, without regard to conflict of law principles, unless another jurisdiction is required by applicable law or by an agreement with a licensed mortgage company, financial institution, or third-party provider.

To the extent permitted by law, any dispute arising out of or related to this website, these Terms of Use, or your use of this website will be brought in the state or federal courts located in South Carolina.

Mortgage applications, loan documents, lender agreements, electronic consent agreements, financial privacy notices, and other mortgage-related transactions may be governed by separate laws, venues, disclosures, and agreements.

20. Severability

If any provision of these Terms of Use is found to be invalid, unlawful, or unenforceable, the remaining provisions will remain in full force and effect.

21. Contact Information

For questions about this website, technical operation, marketing communications, or these Terms of Use, contact:

Cydeavor LLC

PO Box 95

Ninety Six, SC 29666

Email: hello@cydeavor.com

For questions about mortgage services, loan options, licensing, applications, approvals, disclosures, lender-specific policies, or New American Funding privacy practices, contact:

Henry Moton

Loan Consultant

NMLS #179239

Email: henry.moton@nafinc.com

Phone: 703-850-3146

Henry Moton, Loan Consultant NMLS #179239

Equal Housing Lender | NMLS #6606

Website Disclaimer

This website is independently operated and is not an official website of New American Funding. The content on this website has not been reviewed, approved, endorsed, or sponsored by New American Funding unless expressly stated.

Henry Moton is a Mortgage Loan Consultant, NMLS #179239. New American Funding, NMLS #6606. Equal Housing Lender.

This website is provided for general educational and informational purposes only and does not constitute a loan approval, loan estimate, commitment to lend, or offer of credit. Loan programs, rates, fees, down payment requirements, credit requirements, closing costs, mortgage insurance, and down payment assistance availability may vary based on borrower qualifications, property type, occupancy, location, loan amount, underwriting review, lender requirements, investor guidelines, and applicable agency or program rules.

FHA, VA, USDA, HUD, state housing finance agencies, and local assistance programs may be referenced for educational purposes only. This website is not acting on behalf of, endorsed by, or sponsored by any federal, state, or local government agency.